Most life insurance applications ask about your medical history, driving record, medications/prescriptions, age, hobbies, job, and history with drugs and alcohol. The answers you provide on your application are confirmed during the phone interview.

Insurance is a legal agreement between two parties – the insurer and the insured, also known as insurance coverage or insurance policy. The insurer provides financial coverage for the losses of the insured that s/he may bear under certain circumstances.

A life insurance application will ask you for your personal information, such as your name and address, date of birth, Social Security number, net worth, and even how much money you make each year. It will also include questions about how much coverage is needed and if you wish to add any policy riders.

Most beneficiary designations will require you to provide a person's full legal name and their relationship to you (spouse, child, mother, etc.). Some beneficiary designations also include information like mailing address, email, phone number, date of birth and Social Security number.

PART I is the front or initial part of the application which contains personal information about both the applicant and the proposed insured - general information such as the type of policy, amount of insurance, name, address, birth date, gender, marital status, smoker or nonsmoker, occupation, and income.

It includes your name and address, descriptions of the insured property and your premium. It also outlines your policy's coverages, limits, deductibles, discounts and relevant insurance policy forms and endorsements.

There is a series of questions on the application that provide information for underwriting the policy. These questions include name, address, age, height, weight, sex, occupation, earnings, beneficiary, insurance history and medical history.