Get Nelnet Unemployment Deferment Form

Nelnet is a federal student loan servicer working on behalf of the U.S. Department of Education, the government agency that lends you or your child student loans. A loan servicer acts as the customer service provider for the loans that the Department of Education lends to borrowers.

To apply, send your student loan servicer the appropriate application and any necessary documentation, like proof of unemployment benefits. Your student loan servicer must grant you a deferment if you qualify, but keep making payments until you're officially approved.

Take a Break from Payments When you're ready to postpone your payments: Log in to your Nelnet.com account and choose the Payments menu, then Repayment Options to apply for deferment or forbearance. You can also call us at 888.486. 4722.

Under Income-Driven Repayment (IDR) Plans, any remaining loan balance is forgiven if a borrower's federal student loans aren't fully repaid at the end of the repayment period (either 20 or 25 years, depending on the type of plan).

Nelnet borrowers can qualify for Nelnet student loan forgiveness through federal programs from the U.S. Department of Education.

Nelnet handles a variety of federal loans, and the eligibility for loan forgiveness programs such as President Biden's student debt relief plan, income-based repayment plan forgiveness, and the Income-Driven Repayment Waiver depends on the type of loan. Ahead, learn how to get your Nelnet student loans forgiven.

Proposed class actions over a June 2022 data breach against student-loan processor Nelnet Servicing LLC will be combined into a single proceeding to promote a fairer and more efficient result than individual suits, a federal court ruled.

You may be eligible for this deferment if you receive unemployment benefits or you are seeking and unable to find full-time employment. You can receive this deferment for up to three years. Complete the Unemployment Deferment Request.