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The "guaranteed period" for an annuity is the initial period for which the annuity is guaranteed to be paid regardless of whether or not the individual dies during that specific period of time.

Our With Profits Pension Annuity is an annuity that ties your annual income into the performance of Aviva's with-profits funds. The amount you receive is determined each year by comparing the Regular Bonus Rate against the Anticipated Bonus Rate (ABR) that you chose when your plan started.

This depends largely on your current pension provider and how quickly they transfer your pension fund to your new annuity provider. Setting up an annuity typically takes between six to eight weeks.

If you want help to pay for the basics in retirement, or are worried that your pension money won't last as long as you need it, then our annuity could be for you. You can buy an annuity from the age of 55 onwards (57 from 2028) and it will give you a taxable guaranteed income for life – like a regular salary.

If you decide to buy an income for life (an annuity), you can't generally change it or cash it in, even if your personal circumstances change.

Like most car insurance companies, Aviva won't give you any refund on your car insurance if you've made a claim. But you'll still have to pay a cancellation fee. And if you pay monthly for your car insurance, you'll need to pay up for the rest of the policy when you cancel.

No. Our Life Insurance Plan has no cash value at any time. You have a 30-day cooling off period from your policy start date, or from when you get your policy documents (whichever is later), to change your mind. If you want to cancel within this time, we'll refund any premiums you've paid.

Our With Profits Pension Annuity is an annuity that ties your annual income into the performance of Aviva's with-profits funds. The amount you receive is determined each year by comparing the Regular Bonus Rate against the Anticipated Bonus Rate (ABR) that you chose when your plan started.