Washington WPF GARN 01.0800 - Judgment On Answer and Order to Pay

RCW 4.16. 040 gives written contracts and accounts receivable a statute of limitations of 6 years before the unpaid debt becomes time-barred. RCW 4.16. 080 stipulates that oral contracts have a statute of limitations of 3 years.

A wage garnishment, or "continuing lien on earnings", is effective for 60 days from the date of service of the writ.

When there is a court judgment against you, the creditor has the right to garnish your wages.With the exception of a student loan debt or a debt owed the government, garnishment can take place only after the creditor obtains a court judgment against you.

In Washington, most creditors can garnish the lesser of (subject to some exceptionsmore below): 25% of your weekly disposable earnings, or. your weekly disposable earnings less 35 times the federal minimum hourly wage.

If your wages are being garnished or you are about to be garnished and you live in Washington State, give Symmes Law Group a call at 206-682-7975 to stop your wage garnishment immediately or use our contact form to tell us about your case.

If it's already started, you can try to challenge the judgment or negotiate with the creditor. But, they're in the driver's seat, and if they don't allow you to stop a garnishment by agreeing to make voluntary payments, you can't really force them to. You can, however, stop the garnishment by filing a bankruptcy case.

Consumer debt includes medical debt. The proclamation prohibits garnishments of wages, consumer bank accounts, or other income, including stimulus payments received under the Coronavirus Aid, Relief, and Economic Security (CARES) Act, to satisfy these consumer debt judgments.

In most states, employers answer a writ of garnishment by filling out the paperwork attached to the judgment and returning it to the creditor or the creditor's attorney.