Collector Collecting

 Notice to Debt Collector - Collecting an Amount Not Authorized by Agreement or by Law
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State:
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Control #:
US-DCPA-42
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Description Collector Collecting Not

Use this form to notify a debt collector they violated the Fair Debt Collection Practices Act (FDCPA). Receiving notice from a consumer makes it more likely a debt collector will comply with the FDCPA. If they don't comply after receiving notice, your notice letter may help prove that their actions were intentional.

A debt collector may not use unfair or unconscionable means to collect a debt. This includes collecting an amount not authorized by the agreement creating the debt or by law.

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