Cobra Coverage

The employer must notify the plan within 30 days of the event. You (the covered employee or one of the qualified beneficiaries) must notify the plan if the qualifying event is divorce, legal separation, or a child's loss of dependent status under the plan.

There are several other scenarios that may explain why you received a COBRA continuation notice even if you've been in your current position for a long time: You may be enrolled in a new plan annually and, therefore, receive a notice each year. Your employer may have just begun offering a health insurance plan.

Plan Administrator has 14 days to provide a COBRA election notice to the former employee/qualified beneficiary. Qualified beneficiary has 60 days from the date of the notification to make an election to continue enrollment in the plan(s). Qualified beneficiary has 45 days to pay the first premium.

An employer that is subject to COBRA requirements is required to notify its group health plan administrator within 30 days after an employee's employment is terminated, or employment hours are reduced.

1. You never received your COBRA enrollment packet. Contact your former employer or your health plan administrator.Your former employer must notify your health plan administrator within 30 days after your "qualifying event" death, job termination, reduced hours of employment or eligibility for Medicare.

Although the earlier rules only covered summary plan descriptions (SPDs) and summary annual reports, the final rules provide that all ERISA-required disclosure documents can be sent electronically -- this includes COBRA notices as well as certificates of creditable coverage under the Health Insurance Portability and

Notices properly mailed are generally considered provided on the date sent, regardless of whether they're actually received. 1. COBRA Initial Notice must be provided. Within 30 days after the employee first becomes enrolled in the group health plan.

The insurance company. COBRA Election Notice. After receiving a notice of a qualifying event, the plan must provide the qualified beneficiaries with an election notice within 14 days. The election notice describes their rights to continuation coverage and how to make an election.