Credit Card Agreement and Disclosure Statement

State:
Multi-State
Control #:
US-02563BG
Format:
Word; 
Rich Text
Instant download

Description

A credit card is defined by the Federal Truth in Lending Act as "any card, plate, coupon book or other credit device existing for the purpose of obtaining money, property, labor, or services on credit." A credit card is most commonly used in relation to an open-end credit account, permitting the cardholder to purchase one or more items without paying cash or writing a check for the item or items at the time of purchase, deferring payment to some future date. When the issuer's acceptance of an applicant's request for a credit card operates as the opening of a new open-end consumer credit account in the applicant's name, in which the customer may be required to pay a finance charge or other deferred payment charge, the issuer, under the Federal Truth in Lending Act, must provide the customer with certain initial disclosures relative to the account; for example, an explanation of conditions under which a finance charge may be imposed and the method of determining the balance on which a finance charge may be imposed. Further, the Federal Truth in Lending Act requires the creditor under an open end credit account to make certain periodic disclosures to the customer.
Free preview
  • Form preview
  • Form preview
  • Form preview
  • Form preview
  • Form preview
  • Form preview
  • Form preview
  • Form preview
  • Form preview
  • Form preview
  • Form preview

How to fill out Credit Card Agreement And Disclosure Statement?

Aren't you tired of choosing from hundreds of templates every time you require to create a Credit Card Agreement and Disclosure Statement? US Legal Forms eliminates the wasted time millions of American citizens spend browsing the internet for suitable tax and legal forms. Our professional team of attorneys is constantly updating the state-specific Forms library, so it always provides the right documents for your scenarion.

If you’re a US Legal Forms subscriber, simply log in to your account and click on the Download button. After that, the form are available in the My Forms tab.

Users who don't have an active subscription need to complete quick and easy actions before having the ability to get access to their Credit Card Agreement and Disclosure Statement:

  1. Utilize the Preview function and look at the form description (if available) to ensure that it’s the right document for what you’re trying to find.
  2. Pay attention to the applicability of the sample, meaning make sure it's the right template for your state and situation.
  3. Make use of the Search field at the top of the web page if you need to look for another file.
  4. Click Buy Now and select a preferred pricing plan.
  5. Create an account and pay for the service using a credit card or a PayPal.
  6. Get your sample in a needed format to finish, print, and sign the document.

After you have followed the step-by-step instructions above, you'll always be able to sign in and download whatever document you will need for whatever state you need it in. With US Legal Forms, finishing Credit Card Agreement and Disclosure Statement samples or other official files is not difficult. Begin now, and don't forget to examine your samples with accredited attorneys!

Trusted and secure by over 3 million people of the world’s leading companies

Credit Card Agreement and Disclosure Statement