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Legal Life™ Identity Theft Protection Guide

The following are a few tips taken from the Legal Life™ Identity Theft Protection Guide. This free information is meant to help individuals become familiar with the various issues associated with identity theft. You can purchase the complete guide through the following link /forms/us-00700/identity-theft-protection-guide.

What is Identity Theft?

Identity theft occurs when someone uses your personal information without your permission to commit fraud or other crimes. Identity thieves steal your personal information to access your financial resources, obtain your identification documents, or obtain your benefits. A person also commits identity theft by obtaining goods or services through the use of your identifying information, and by obtaining identification documents in your name

How is Your Identity Stolen?

People can get access to you personal information through many means. It can happen through someone stealing your mail including bank or credit card statements, abusing their employer's authorized access to your credit report, stealing your purse or wallet, or posting as a legitimate company and claiming you have a problem with your account to steal personal information from you through email or phone. This practice is known as "phishing" online, or pretexting by phone warrant.

What are some signs that you may be a victim of Identity Theft?

Some of the signs that your identity may have been comprised include the following: you receive notification via email that information associated with an account you have such as passwords have been changed, you receive a call from a bill collector demanding payment on an over due account that you never opened, and you receive a credit card you never applied for in the mail

What should I do if I am the Victim of Identity Theft?

Some of the initial steps you can take are to contact the police, file a complaint with the Federal Trade Commission and contract your financial and credit card institutions.

The Legal Life™ Identity Theft Protection Guide is available for purchase at the following link /realestate/handbooks/.

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