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The statute of limitations in Illinois is five years for open accounts for debt collections and oral contracts and ten years for written contracts. The good news is that the debts are time-barred and you can't be sued for them.

How Long Can a Debt Collector Pursue an Old Debt? Each state has a law referred to as a statute of limitations that spells out the time period during which a creditor or collector may sue borrowers to collect debts. In most states, they run between four and six years after the last payment was made on the debt.

Although there's no debtor's prison, it's possible to wind up in jail in a collection case. But, not because you owe money, or can't pay it. Jail can only happen if you're able to pay, and refuse to, or if you miss a court-ordered court date.

There is no statute of limitations on how long a creditor can attempt to collect an unpaid debt, but there is a deadline for when they can still use litigation to receive a court judgment against the debtor.

In Illinois, the Statute of Limitations on debt ranges from 5 years to 10 years. Some debt collection agencies buy old debts, out the Statute of Limitation period for pennies on the dollar from the original creditor in order to collect what they can.

A summons in the form provided in paragraph (b) of Rule 101 may not be served later than three days before the day for appearance. (c) Indorsement Showing Date of Service. The officer or other person making service of summons shall indorse the date of service upon the copy left with the defendant or other person.

Illinois Complaint for Collection for Services Rendered

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How long can a debt collector legally pursue old debt in Illinois?

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Can you go to jail for debt in Illinois?

Is there a statute of limitations on debt collection in Illinois?

How long can a debt collector pursue an old debt?

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