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The smartphone's use has now stretched to providing proof of car insurance. The number of states that allow electronic proof of car insurance now sits at 39 after the recent addition of West Virginia.
Per the Department of Motor Vehicles (DMV), West Virginia car insurance laws specify that policies must include at least: $25,000 in bodily injury liability per person. $50,000 in bodily injury liability per accident. $25,000 in property damage liability.
Editorial and user-generated content is not provided, reviewed or endorsed by any company. A car is considered a total loss in West Virginia when the cost of repairs plus the salvage value is at least 75% of the vehicle's actual cash value.
Insurers can cancel policies or choose not to renew at the end of a policy term. Non-renewal can occur after multiple accidents or filing too many claims. At the same time, more immediate cancellations can result from serious issues like loss of driving privileges or insurance fraud.
The current minimum amount of coverage required is: $25,000 for one crash, one injury. $50,000 for one crash, two or more injuries. $25,000 for property damage.
Can you present digital proof of insurance? Yes, you can provide a picture of your vehicle's insurance information. California Vehicle Code 16028 states, ?The evidence of financial responsibility may be provided using a mobile electronic device.?
You are a responsible driver and have insurance, but your insurance card is nowhere in sight. Luckily, Virginia permits you to provide electronic proof of insurance.
The number of states that allow electronic proof of car insurance now sits at 39 after the recent addition of West Virginia. That leaves only 11 states left that prefer paper proof.