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Your insurer may charge more for mobile homes built before that year due to the looser regulations during their construction. In short while insurers can charge more for mobile homes built before 1976, there is no restrictions for oldest mobile homes that can be insured.
The minimum amount of Mississippi auto insurance coverage is $25,000/$50,000/$25,000. In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident. It also covers up to $25,000 for damage to another person's property.
Auto insurance follows the car, not the person, so long as the person driving is allowed to do so.
Mississippi doesn't require homeowners insurance by law, but if you finance your home, your lender may require you to have a homeowners insurance policy in place. Your policy's coverages are designed to safeguard your property and assets.
State minimums and coverage types vary, but nearly all states that mandate insurance require liability coverage for property damage and bodily injury. The sole exception is Florida, which only requires liability coverage for property damage, in addition to PIP coverage.
§ 3-4.01. Pursuant to such authority, every insurance company, either foreign or domestic, authorized to transact accident and sickness business in the State of Mississippi shall, before any policy is issued, file a copy of such policy, accompanied by a rate filing applicable to such policy.
Full coverage insurance in Mississippi is usually defined as a policy that provides more than the state's minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $25,000 in property damage coverage.
To meet Mississippi auto insurance requirements, you must carry liability coverage limits of at least: $25,000 in bodily injury liability per person. $50,000 in total bodily injury per accident. $25,000 in property damage liability.