A broker is an agent who bargains and/or conducts negotiations for and on behalf of his or her principal as an intermediary between the principal and third persons in the acquisition of contractual rights. Such a broker normally receives a commission or brokerage fee for his or her services. While a broker's primary contractual duty is to procure prospects and negotiate with them on behalf of his or her principal, it is not uncommon for the broker to assume an advisory relationship to clients who are not knowledgeable in the types of contracts involved in the negotiations.
Alabama Exclusive Agreement Between Employer and Broker to Secure Group Insurance
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Some states limit the length of time an injured worker can receive temporary benefits. This range can be three to seven years. That said, there is not usually a limit on permanent disability benefits. However, some states do stop weekly benefits when employees reach the age of 65.
Alabama's Workers' Compensation Law provides significant and valuable benefit to both employer and employee. The employee is guaranteed a "benefit certain" in the event of an on-the-job injury or occupational disease. The employer pays for this insurance.
Employers are not allowed to fire an injured worker in Alabama solely for making a claim for workers' compensation benefits.
Employers must submit a ?first report of injury? to the workers' compensation commission within 15 days of the injury or illness when possible. The state requires a supplementary report within 10 days of the first wage loss payment. There is a two-year statute of limitation on filing workers' compensation claims.
Alabama workers' compensation law requires all employers that regularly employ five or more employees to have workers' compensation coverage. Alabama's Workers' Compensation Division administers the state's workers' comp system. Workers' comp is important because it can help protect both employers and employees.
Any business that has five (5) or more employees, other than contractors, is required by law to have workers' compensation coverage. The term employee includes all full or part-time employees, officers of a corporation or members of an LLC.
AL Workers' Comp Verification The state of Alabama provides a free online tool for verifying workers' compensation insurance coverage. Anyone can search by business name or FEIN. The results will only show the business name and policy number for employers who have coverage in the state being searched.
STATUTE OF LIMITATIONS - All claims for compensation shall be barred unless within two years from the date of the accident a verified complaint is filed in the courts.
