Debt Collector Unlawful Without Prejudice
Description
How to fill out Notice To Debt Collector - Unlawful Messages To 3rd Parties?
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FAQ
If you are struggling with debt and debt collectors, Farmer & Morris Law, PLLC can help. As soon as you use the 11-word phrase ?please cease and desist all calls and contact with me immediately? to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.
?With prejudice? means that you cannot re-file your case ever. ?Without prejudice? means that you can re-file your case at a later date (as long as you are still within the statute of limitations).
Make sure you dispute the debt in writing within 30 days of when the debt collector first contacted you. If you do so, the debt collector must stop trying to collect the debt until it can show you verification of the debt.
Misrepresentations regarding the amount of debt owed (including interest and penalties). Furnishing inaccurate or misleading information about a debt to credit reporting agencies. Attempts to collect debt belonging to another person or resulting from identity theft.
If you believe a debt collector is violating the law, you may report your complaint with the Attorney General's Office. The Office uses complaints to learn about misconduct.