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Which situation qualifies an employee for workers' compensation coverage? Employees may be eligible for workers' compensation if they suffer an accident or injury while working. Illnesses that occur as a result of exposure in the work environment may also be covered by the employer's policy.
In Rhode Island, the statute of limitations for filing a workers' comp claim is two years from the date of injury or date of incapacity. The date of your injury is the actual day that you were injured on the job.
The employer must file a First Report of Injury Form (DWC-01). Employers are required by law to submit this form to the Department of Labor and Training within 10 days after an employee has suffered an injury that necessitates three or more missed workdays or that results in the need for medical treatment.
The simplest kind of workers' compensation claim may involve only medical expenses and perhaps some lost wages. Injuries that are more debilitating may trigger additional payments over longer periods of time.
The employer buys an insurance policy to cover accidents to employees in the workplace. The employer's insurance company pays claims that are covered under the employer's insurance policy. Employers with one or more workers are required to carry workers' compensation insurance.
Yes, all RI employers with one or more employees are required to obtain workers' compensation insurance.
The average cost of workers' compensation in Rhode Island is $48 per month.