What Should I Do After an Accident If I'm Uninsured? Call emergency medical services if anyone seems to have suffered significant injury. Call local law enforcement to the scene. Exchange information with anyone involved in the accident. Be careful what you say at the car accident scene.
If an accident involves an unregistered vehicle, the rights of the injured party remain intact. Victims can pursue claims for damages and injuries caused by the collision. However, the absence of proper registration could influence the dynamics of the case.
If you are injured in a car accident as a result of another driver who does not have bodily injury liability coverage, your uninsured motorist coverage will compensate you for the costs of your damages, including medical expenses, lost wages, pain and suffering, property damage, and wrongful death.
Getting in an accident with an uninsured driver in Florida when they're at fault adds another level of stress and frustration. What happens if someone hits you without insurance in Florida? In most cases, your insurance will cover an accident with an uninsured motorist in Florida.
Drivers who don't carry the required coverage may be subject to paying for damage to your vehicle and medical bills due to injuries, as well as face criminal consequences for failing to carry insurance while driving. The state may revoke or suspend their driver's license.
Your Obligation to Report the Accident:Check Your Insurance Policy: Most insurance policies require you to report any accident you're involved in, regardless of fault. Failing to do so could lead to complications with your insurance provider, including the possibility of losing coverage for the incident.
In situations where you are not insured but the other driver is at fault, you can still file a claim against the at-fault driver's insurance company for damages. Your lack of insurance does not negate your ability to pursue compensation under California law.
If the person at-fault in an accident has no insurance in Florida, everal consequences can follow. The at-fault driver may face legal penalties, including fines, license suspension, and possibly even jail time for driving without insurance. For the victim, recovering compensation can be more challenging.
Underinsured motorist coverage—which makes up the difference between your total damages and the other driver's coverage. Collision coverage—which covers damage to your vehicle when you're in an accident with an uninsured driver or a hit-and-run driver.