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Levels of EMV Certification The EMV certification process can be broken down initially into three levels; Level 1 is Hardware. Level 2 is the software kernel, and Level 3 is the solution.

The EMV certification process can be broken down initially into three levels; Level 1 is Hardware. Level 2 is the software kernel, and Level 3 is the solution. These levels make sense if you think of how a device like an EMV card reader works. It isn't just hardware.

EMV Level 2 Certification Process: The EMV Level 2 certification process involves several stages that validate a payment terminal's compliance with EMV standards. These stages typically include hardware testing, software testing, and EMV certification authority evaluations.

Certificate for Payment means a written certificate executed by the Authority indicating the amount that the Trade Contractor is entitled to be paid in connection with each Trade Contractor Application for Payment.

For test purposes, EMVCo has defined Level 1 and Level 2. Level 1 is focusing on the 'low level' concerns : analog side, and protocol. Whereas Level 2 concentrates on the application layer : the good execution of a debit/credit transaction for example. Level 1 test specifications are common to all EMVCo members.

Level 3 (L3) testing validates the integration of EMV®-compliant payment acceptance terminals with merchant or bank systems. EMVCo Technology Consultant Bastien Latge covers the basics of Level 3 testing and how EMVCo supports the delivery of seamless and secure chip card payments around the world.

While EMV L1 certification focuses on the physical and electrical characteristics of the chip card and terminal, and EMV L2 certification covers communication between the chip card and terminal, EMV L3 certification concerns the application-level interaction between the payment terminal and the payment network.

Levels of EMV Certification The EMV certification process can be broken down initially into three levels; Level 1 is Hardware. Level 2 is the software kernel, and Level 3 is the solution.

The EMV certification process can be broken down initially into three levels; Level 1 is Hardware. Level 2 is the software kernel, and Level 3 is the solution. These levels make sense if you think of how a device like an EMV card reader works. It isn't just hardware.

EMV Level 2 Certification Process: The EMV Level 2 certification process involves several stages that validate a payment terminal's compliance with EMV standards. These stages typically include hardware testing, software testing, and EMV certification authority evaluations.

Certificate for Payment means a written certificate executed by the Authority indicating the amount that the Trade Contractor is entitled to be paid in connection with each Trade Contractor Application for Payment.

For test purposes, EMVCo has defined Level 1 and Level 2. Level 1 is focusing on the 'low level' concerns : analog side, and protocol. Whereas Level 2 concentrates on the application layer : the good execution of a debit/credit transaction for example. Level 1 test specifications are common to all EMVCo members.

Level 3 (L3) testing validates the integration of EMV®-compliant payment acceptance terminals with merchant or bank systems. EMVCo Technology Consultant Bastien Latge covers the basics of Level 3 testing and how EMVCo supports the delivery of seamless and secure chip card payments around the world.

While EMV L1 certification focuses on the physical and electrical characteristics of the chip card and terminal, and EMV L2 certification covers communication between the chip card and terminal, EMV L3 certification concerns the application-level interaction between the payment terminal and the payment network.