Oklahoma Insurance Forms
We offer thousands Insurance forms. Some of the forms offered are listed by area below. For others, please use our search engine.
Insurance Forms FAQ
What is insurance?
Insurance is a contract, called an insurance policy, in which the insurer, agrees to pay the insured party all or a portion of any loss suffered by accident or death for a fee called an insurance premium. The losses covered by the policy may include property damage or loss from accident, fire, theft or intentional harm; medical costs and/or lost earnings due to physical injury; long-term or permanent loss of physical capacity; claims by others due to the insured's alleged negligence, or the loss of someone's life.
What laws govern insurers?
In 1944, Congress enacted the McCarran-Ferguson Act, which provided that the laws of the several states should control the insurance business, but that the Sherman Act, the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.
The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the "business of insurance", where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.
What can be done is an insurer wrongfully denies a claim?
Insurers may be guilty of bad faith for failing to promptly and thoroughly investigate a claim, unreasonably delaying payment, unreasonably denying benefits to a claim, using unreasonable interpretations in translating policy language, or refusing to settle the case or reimburse you for the entirety of your loss, etc. Unless a time period for settling a claim is defined in the policy, a "reasonable time" generally applies, which is a subjective term, depending on the facts and circumstances in each case.
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Bill of Sale – By Type (5)
A Bill of Sale is a legal document used to transfer ownership of a personal property from one person to another. There are different types of Bills of Sale that are used depending on the item being sold. In Oklahoma, for example, the most common types of Bills of Sale include those for vehicles, boats, trailers, firearms, and general personal property. These documents are essential to ensure a smooth and legal transfer of ownership, providing proof of the transaction and protecting both the buyer and the seller from any potential disputes or liabilities.
Vehicle Registration Forms
Vehicle registration forms in Oklahoma are necessary documents that car owners must fill out and submit to the appropriate authorities. These forms contain basic information about the vehicle, such as its make, model, and identification number. They also require the owner's personal details, such as their full name, address, and contact information. The purpose of these forms is to ensure that the state has accurate records of all registered vehicles and their owners. By completing these forms correctly and submitting them on time, car owners can comply with the state's regulations and legally operate their vehicles on Oklahoma roads.
Boat Registration Forms
Boat registration forms are documents that need to be filled out in order to legally operate a boat in Oklahoma. These forms help the state keep track of all the boats on the water and ensure safety for boaters and the environment. If you own a boat in Oklahoma, it's important to complete the registration forms promptly and accurately. This involves providing basic information about yourself and the boat, such as your name, address, the boat's make and model, and its identification numbers. Once the forms are submitted and the necessary fees are paid, you will receive a registration decal that needs to be displayed on the boat. By following these simple steps, you can have peace of mind while enjoying your time on Oklahoma's beautiful lakes and rivers.
