New Jersey Insurance Forms

We offer thousands Insurance forms. Some of the forms offered are listed by area below. For others, please use our search engine.

Insurance Forms FAQ

What is insurance?

Insurance is a contract, called an insurance policy, in which the insurer, agrees to pay the insured party all or a portion of any loss suffered by accident or death for a fee called an insurance premium. The losses covered by the policy may include property damage or loss from accident, fire, theft or intentional harm; medical costs and/or lost earnings due to physical injury; long-term or permanent loss of physical capacity; claims by others due to the insured's alleged negligence, or the loss of someone's life.

What laws govern insurers?

In 1944, Congress enacted the McCarran-Ferguson Act, which provided that the laws of the several states should control the insurance business, but that the Sherman Act, the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.

The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the "business of insurance", where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.

What can be done is an insurer wrongfully denies a claim?

Insurers may be guilty of bad faith for failing to promptly and thoroughly investigate a claim, unreasonably delaying payment, unreasonably denying benefits to a claim, using unreasonable interpretations in translating policy language, or refusing to settle the case or reimburse you for the entirety of your loss, etc. Unless a time period for settling a claim is defined in the policy, a "reasonable time" generally applies, which is a subjective term, depending on the facts and circumstances in each case.


Bill of Sale – By Type (5)

A Bill of Sale is a legal document that is typically used when selling or transferring ownership of personal property, such as a car, boat, or furniture. In New Jersey, there are several types of Bills of Sale that can be used depending on the specific situation. These include a general Bill of Sale, which is used for a wide range of personal property, as well as specific types like a vehicle Bill of Sale for selling a car or motorcycle, a boat Bill of Sale for selling a watercraft, a firearm Bill of Sale for selling a gun, and a horse Bill of Sale for selling a horse. These documents serve as proof of the sale and provide important details about the buyer, seller, and the property being sold. It is important to use the appropriate type of Bill of Sale and to ensure that it is properly filled out and signed by both parties to avoid any potential legal issues.


Bill of Sale Requirements

A Bill of Sale is a legal document that is often required when buying or selling a vehicle or other goods in the state of New Jersey. It acts as a proof of ownership transfer and helps protect both the buyer and the seller. In New Jersey, a Bill of Sale must include important information such as the names and addresses of the buyer and seller, a detailed description of the item being sold, the sales price, and the date of the sale. It is important to ensure that the Bill of Sale is signed by both parties involved to make it legally binding.


Number of Copies

In New Jersey, the concept of "number of copies +" refers to the quantity of printed materials that are being produced or requested. It is a simple way of expressing how many copies of something are needed. For example, if an organization wants to print flyers or brochures, they would specify the number of copies needed by using the "+" symbol to indicate additional quantities. This helps ensure that enough printed materials are available to meet the intended purpose, whether it is for promotional activities, informational purposes, or any other use.


Vehicle Registration Forms

Vehicle registration forms in New Jersey are important documents that need to be filled out to legally register your vehicle in the state. These forms ask for information about yourself, such as your name, address, and driver's license number. You also need to provide details about your vehicle, like the make, model, and VIN number. Additionally, the form may ask about insurance coverage and any liens on the vehicle. It is crucial to accurately complete these forms as they ensure your vehicle is properly registered, and you can drive it legally on New Jersey roads.


Boat Registration Forms

Boat registration forms in New Jersey are documents that need to be filled out and submitted in order to legally operate a boat in the state’s waters. These forms are important because they help the authorities keep track of boat owners, ensure safety on the water, and protect natural resources. To register a boat, owners need to provide information, such as their personal details, boat specifications, and proof of ownership. It’s crucial to complete these forms accurately and honestly to avoid any legal issues and enjoy a worry-free boating experience in the Garden State.