Maryland Insurance Forms

We offer thousands Insurance forms. Some of the forms offered are listed by area below. For others, please use our search engine.

Insurance Forms FAQ

What is insurance?

Insurance is a contract, called an insurance policy, in which the insurer, agrees to pay the insured party all or a portion of any loss suffered by accident or death for a fee called an insurance premium. The losses covered by the policy may include property damage or loss from accident, fire, theft or intentional harm; medical costs and/or lost earnings due to physical injury; long-term or permanent loss of physical capacity; claims by others due to the insured's alleged negligence, or the loss of someone's life.

What laws govern insurers?

In 1944, Congress enacted the McCarran-Ferguson Act, which provided that the laws of the several states should control the insurance business, but that the Sherman Act, the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.

The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the "business of insurance", where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.

What can be done is an insurer wrongfully denies a claim?

Insurers may be guilty of bad faith for failing to promptly and thoroughly investigate a claim, unreasonably delaying payment, unreasonably denying benefits to a claim, using unreasonable interpretations in translating policy language, or refusing to settle the case or reimburse you for the entirety of your loss, etc. Unless a time period for settling a claim is defined in the policy, a "reasonable time" generally applies, which is a subjective term, depending on the facts and circumstances in each case.


Bill of Sale – By Type (5)

A Bill of Sale is a legal document that acts as proof of ownership transfer for personal property. There are various types of Bills of Sale, each serving a specific purpose. In Maryland, some common types include the General Bill of Sale, which is used for selling personal property like furniture or electronics. The Vehicle Bill of Sale is specifically for buying or selling vehicles, ensuring all relevant details and conditions are documented. The Firearm Bill of Sale is necessary for firearm transfers, including important information about the buyer and seller. For selling or purchasing a boat, the Boat Bill of Sale is essential to establish the ownership transfer. Additionally, Maryland requires a Livestock Bill of Sale when buying or selling livestock, ensuring the details of the transaction are recorded. These different types of Bills of Sale help protect the rights of buyers and sellers while providing clarity and legal documentation for the transfer of personal property in Maryland.


Bill of Sale Requirements

In Maryland, a Bill of Sale is a legal document that proves the transfer of ownership of a personal property between a seller and a buyer. To make it valid, the Bill of Sale must include certain information. It should clearly identify the buyer and seller, provide details about the item being sold, including its make, model, and serial number if applicable. Additionally, the date of sale, purchase price, and any warranty or disclosures should be mentioned. Both parties should sign the document to acknowledge their agreement and make it legally binding. It's important to keep a copy of the Bill of Sale as a record of the transaction.


Details to Include in a Customized Bill of Sale

When creating a customized bill of sale in Maryland, there are several important details that should be included to ensure a clear and accurate record of the transaction. Firstly, make sure to include the full names and addresses of both the buyer and the seller. This will help establish their identities and prevent any confusion later on. Additionally, include a detailed description of the item being sold, including any relevant identification numbers or serial numbers. It is also important to outline the purchase price and any agreed-upon terms of payment, such as whether it will be paid in full or in installments. Lastly, include the date of the sale and both parties' signatures to make the bill of sale legally binding and valid in Maryland.


Vehicle Registration Forms

Vehicle registration forms are documents that people in Maryland need to fill out and submit when they purchase a vehicle or move to the state. They are simple forms that ask for basic information like your name, address, and the vehicle's make, model, and year. These forms are important because they help the state keep track of all the vehicles on the road and ensure that they meet safety and emissions requirements. So, if you want to legally own and drive a vehicle in Maryland, make sure to complete and submit the vehicle registration forms!


Boat Registration Forms

Boat registration forms in Maryland are documents that you need to complete if you own a boat and want to legally operate it in the state's waters. These forms are used to register your boat with the appropriate authorities, ensuring that it meets all safety and legal requirements. The process of filling out the forms may require providing information about the boat's ownership, such as the name and address of the owner, as well as details about the vessel, including its make, model, and hull identification number. Once you have completed the boat registration forms and submitted them along with the required fees, you will receive a registration certificate and decals that need to be affixed to your boat. It's important to remember that registering your boat is essential to comply with Maryland's boating laws and to enjoy a safe and enjoyable boating experience in the state.